Terms & Conditions

About these terms

These terms apply to your use of the Torque Motor Finance website. By using this website, you agree to them. If you do not agree, please do not use the website.

This website is operated by Torque Motor Finance Limited, a company registered in England and Wales (company number 15977929), whose registered office is Suite D, 112 Market Street, Westhoughton, Bolton, Lancashire, England, BL5 3AZ.

Our regulatory status

Torque Motor Finance Limited (FRN 1061143) is an Appointed Representative of Presto Finance Ltd (FRN 984108), which is authorised and regulated by the Financial Conduct Authority. We are a credit broker, not a lender. You can check our details on the FCA Register.

Information on this website

The information on this website is for general guidance only. It is not personal advice and does not take your individual circumstances into account.

We try to keep the information accurate and up to date, but we cannot guarantee that it is complete or error-free at all times.

Finance calculator and illustrations

Any figures shown by our finance calculator, or elsewhere on this website, are illustrations only. They are not a quote or an offer of finance. The rate and terms you are offered will depend on your circumstances, credit history, the vehicle and the lender's criteria.

Applying for finance

• All finance is subject to status, income and lender criteria. Applicants must be 18 or over and live in the UK.
• Submitting an application does not guarantee that you will be offered finance, and you are under no obligation to accept any offer.
• You must make sure the information you give us is true, accurate and complete. Giving false information may lead to your application being declined and may be reported to fraud prevention agencies.
• Any finance agreement will be between you and the lender, on the lender's own terms and conditions.

How we use your information

We will use the information you give us in line with our Privacy Policy. Our How We're Paid page explains how we are paid.

Using this website

You must not misuse this website. This includes trying to gain unauthorised access to it, introducing viruses or other harmful material, or using it for any unlawful purpose.

We may suspend, withdraw or change all or part of the website without notice.

Links to other websites

Where this website links to other websites, those links are provided for your information only. We have no control over the content of those websites and are not responsible for them.

Intellectual property

The content of this website, including text, images, logos and design, belongs to Torque Motor Finance Limited or is used with permission. You may not copy or reuse it without our written consent.

Our responsibility to you

We do not exclude or limit our liability where it would be unlawful to do so, including liability for death or personal injury caused by our negligence, or for fraud.

Otherwise, we are not responsible for any loss arising from your use of, or inability to use, this website, or from relying on the general information it contains.

Complaints

If you are unhappy with our service, email [email protected] or see our Complaints page for how to tell us and what happens next.

Changes to these terms

We may update these terms from time to time. The latest version will always be on this page.

Governing law

These terms are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you may also bring proceedings in your local courts.